Mortgage is a valuable financial tool that can empower you to achieve your homeownership dreams. With a mortgage,
you can access the funds needed to purchase a property, spreading the cost over time through manageable monthly payments.
At Done Mortgage, we are aware of the challenges newly licensed agents face when they launch their businesses. A lot of people find it difficult to even know where to begin when navigating the complicated mortgage market.
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Swatti is not just like every other mortgage agent. She sits with you, explains everything, devices a strategy so that your mortgage application runs smooth. Trust her - Your mortgage journey runs smooth
We are new to Canada and like many, we had dream of getting our own home in this rental crazy market, but it came with many roadblocks as we are new to canada. Swatti helped us go through all of them smoothly and made our wish come true. Her attention to detail to the documentation shows how dedicated she is in making her clients happy. She was there to answer all my novice questions and all the complicated ones that I had with equal patience and interest. There was never a time, I felt that I am lost without updates. I Strongly recommend Swatti's services.
It was very nice and friendly experience working with Swati. She goes beyond to make sure, the experience of getting mortgage is smooth and easy. Would highly recommend to work with her.
Swatti went above and beyond to ensure we had the most pleasant experience possible.She was approachable and easy to talk too, ensuring we understood all parts of the process. Nothing was ever to difficult and no question was left un answered. 10/10 for customer service! I would not hesitate to recommend Swatti to any of my friends. Cheers!
It has been great experience working with Swati on my mortgage requirements. She was very helpful providing the information in a friendly and professional manner.
Very professional, knowledgeable and friendly. She has helped me in the whole buying process from start to finish. She made sure i got the best deal with the lowest interest rate for mortgage. Will definitely recommend her.
Very Professional, Very dedicated, she knows inside out about the Laws, Rules & Regulations for the Mortgages. A very helpful soul with professional guidance and trust. Highly recommended.
Positive: Professionalism, Quality, Responsiveness, Value Swatti has been very helpful throughout our first home buying journey in new country. She guided through all the steps and was there for us at every step 24 x 7 Thanks a ton Swatti 😄
It was a great experience thanks for making our closing smooth. Very knowledgeable and professional.
Thanks for arranging my loan in very short notice.
Very professional and always ready to help. She helped me to get a mortgage at a competitive rate. I highly recommend Swatti for any of your mortgage needs. She has answers to all your mortgage questions.
Thanks Swati for helping out in Re-finance. I will surely recommend you to my friends and family. I must say highly knowledgeable for all mortgage needs.
Swati is very professional and trustworthy . She gives you the best product in the market , she delivers what she promises for . I got my mortgage done with her for my two houses and the whole process was very smooth . I highly recommend her .
Thank you for being so wonderful and gracious to me during the entire process!” Thank you from the bottom of my heart getting my first house mortgage. It has been a pleasure to work with you. You will always be my go-to! THANKYOU swatti mam
Thanks for helping me out. I highly recommend you to my friends and family.
I wanted to close my mortgage with A banks but some how banks denied it since my business was not 2 years old. Suddenly, one of my friends gave me Swati Malik’s contact. He told me if she can’t get it done, no one could. I was prepared for private mortgage in my head. But Done Mortgage got me approved from B lender. Not only she helped me close it but also i got the moral support all the time. She always made sure that my phones are answered and I was always aware of the development on my mortgage. I can undoubetdly say Swati is the best mortgage advisor near me. If you are denied mortgage and you are thinking of going private, please contact her. I am sure she will be able to work her magic and will be able to provide best mortgage interest rates. Thank you Done Mortgage and Swati for saving me my hard earned money. I wish you all the sucessess in world.
She is professional and very knowledgeable, and that's all that I can say. Highly recommending Swati Malik for mortgage services.
I recently had the pleasure of working with Swati at Done Mortgage, and I am delighted with the exceptional service I received. From start to finish, Swati demonstrated unparalleled professionalism, expertise, and dedication. From our very first conversation, Swati took the time to understand our financial situation, needs, and goals thoroughly. This personalized approach made us feel confident and assured that we were in the best hands possible. She provided clear and detailed explanations of all the options, ensuring we were well-informed every step of the way. Swati was always prompt in responding to our queries, no matter how trivial they seemed, and kept us updated throughout the process. This level of transparency and attentiveness is truly rare and greatly appreciated. The mortgage process can be daunting, but Swati made it remarkably smooth and stress-free. She handled all the paperwork with meticulous attention to detail and coordinated seamlessly with all parties involved. Thanks to her expertise, we secured a fantastic mortgage rate that exceeded our expectations. Beyond her professional acumen, Swati exhibited genuine care and compassion. She truly went above and beyond to ensure our satisfaction and peace of mind. It's evident that Swati is passionate about helping clients achieve their homeownership dreams, and this dedication shines through in every interaction. I wholeheartedly recommend Swati to anyone in need of mortgage services. Thank you, Swati, for making our home-buying journey an unforgettable and positive experience!
Best mortgage advisor in Ontario. As the name represents any mortgage case they have is done for sure. I have referred my friends and family as well and we all are happy with their fast and best services. Anytime you think of mortgage- these are the best people to work with.
Had a great experience working with Swati, she helped us getting funds on a very short notice. Very professional and transparent.
Thanks a lot, Swati Malik. I lost all the hope's and then suddenly you appeared as a big help and saved my mortgage. I will surely recommend you for my family and friends. And thanks for providing lowest Intrest rates and best mortgage services in Brampton.
I had an excellent experience with this mortgage broker. I have no hesitation to recommend them to anyone. Thanks for getting a very difficult mortgage for me.
Very efficient and satisfactory. Very happy with Swatti work. Highly recommended
We had to change a broker that we started with at the very last days before closing date, and Swatti at Done mortgage handled our mortgage application within few days. Thank you for absolutely everything you have done in helping us pursue our home for the first time. The communication, professionalism and efficiency throughout the whole process was above and beyond and because of you we are now proud homeowners. Thank you so much Swatti once again we are forever humble and grateful for your service. I highly recommend working with Swatti at Done Mortgage 🙏. Thank you! Thank you! Swatti🤗❤️
Getting a home loan in Canada relies on different things, like having good credit. A good credit score, usually between 680 and 900, helps you get better deals and can let you borrow more money. But other things like a steady paycheck (try to get a job that pays you every month) and keeping your debts under control in relation to what you make (make sure the money spent on bills each month is no more than 40% of income) are also very important. For example, if you earn $5000 each month try to keep your debts at less than $2000.
Having more than one property makes getting a mortgage harder. Lenders check if you can handle having more than one house loan and the reason behind each property. It's important to present a good plan for how you will use property and money. If you want to rent a place, getting a tenant and rental agreement can help get approval. Our MOM service gives special tips to make your property places easier for getting money.
Even without full citizenship, non-citizens can get a mortgage. The important thing is showing you earn money steadily, have a good track record of paying back debts and don't owe too much. For example, getting a work permit and having steady job with no big debts can make you more likely to be accepted.Our experts understand the details. They make sure to think about your specific case, providing ways for you to have a house of your own.
The type of loan you get affects your interest rate too. In mortgage, there are two types of mortgages:
Fixed-rate Mortgage: The set rate of interest for the entire length. This gives steadiness, because your regular payments stay the same.
Variable Mortgage: The interest goes up and down depending on what's happening in the market. Although it might give lower first rates, there's a possible chance of changes later on.
Also, your credit score (try for 750 or more), market conditions and size of the money you put down all affect how much interest rate you get. For example, if your credit score is 800 you might get a lower interest rate than someone with just over 700. Knowing these choices helps you pick a mortgage that matches your money goals.
Improve your chances of getting approval by taking care of your credit. Always look at your credit report, fix any errors and try to get a good score of around 750 or more. Having a good job, reducing your debts and saving money for the price of buying property (try to save 20% of what you want to buy) helps make your economy strong. Consider this: If you're looking at a house worth $300,000 to buy, putting 2 units or $6.o thousand upfront is your down payment cost then. Our MOM service gives you helpful steps to improve your money situation.
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